Terms of Service

1. Acceptance of these terms

These Terms of Service govern your use of Toolember at toolember.com and every tool, calculator, converter, and generator on it. By using the site you agree to these terms. If you do not agree, please do not use the site.

2. What Toolember provides

Toolember offers free, browser-based utility tools for general informational and everyday use. Most tools run entirely in your browser and do not send your input to a server. Some tools fetch public data (for example live gold and oil prices) through a proxy; those requests carry no personal data.

The tools are provided free of charge. We may add, change, or remove tools and features at any time.

3. Results are estimates, not professional advice

Toolember's calculators and tools produce estimates for general information only. They are not a substitute for professional advice. In particular, the financial tools (loan, mortgage, paycheck, compound interest, retirement, and similar) are not financial, tax, or legal advice, and the health tools (BMI, calorie, macro, pregnancy, ovulation, and similar) are not medical advice. Always consult a qualified professional before making decisions based on any result. See our Disclaimer for detail.

4. Acceptable use

You agree not to:

• Use the site for any unlawful purpose or in breach of any applicable law.
• Attempt to disrupt, overload, or gain unauthorized access to the site or its infrastructure.
• Scrape, republish, or resell the site's content or tools in bulk without permission.
• Introduce malware or attempt to interfere with how the site works for other users.

5. Intellectual property

The Toolember name, design, written content, and tool implementations are owned by Toolember and protected by applicable intellectual property laws. You may use the tools for your personal or internal business purposes. You may not copy the site's content or code to create a competing service.

6. Third-party services

The site uses third-party services for analytics, performance monitoring, and advertising, as described in our Privacy Policy. Some tools rely on third-party data sources. We are not responsible for the content, accuracy, or availability of third-party services, and their use is subject to their own terms.

7. No warranty

The site and its tools are provided “as is” and “as available”, without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, or uninterrupted availability. You use the tools and rely on their results at your own risk.

8. Limitation of liability

To the fullest extent permitted by law, Toolember and its operator will not be liable for any indirect, incidental, or consequential loss, or for any decision made or action taken in reliance on a tool's output. Nothing in these terms excludes liability that cannot be excluded under applicable law.

9. Changes to these terms

We may update these terms from time to time. Changes take effect when posted on this page with a new date. Continued use of the site after a change means you accept the updated terms.

10. Contact

Questions about these terms? Reach us at [email protected].